Appraisal services for Hialeah and Miami-Dade County homeowners
See the top reasons FL homeowners use On-Time Appraisers, Inc:
Do you own a house in or near Hialeah? Do you need help deciding the value of your real estate?
At On-Time Appraisers, Inc, we understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at On-Time Appraisers, Inc, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to remove PMI
A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping customers just like you get rid of unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from On-Time Appraisers, Inc is your #1 weapon.
HELOC recently frozen?
If your home is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. On-Time Appraisers, Inc can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? An appraiser from On-Time Appraisers, Inc can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? On-Time Appraisers, Inc can help with that too. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.